AMERICAN EXPRESS CO (AXP) — Current Report

AI-Powered SEC Filing Analysis

Latest Current Report Filed: 2026-04-15

Key Insights

American Express reported delinquency and write-off rates for its U.S. Consumer and U.S. Small Business Card Member loan portfolios as of March 2026, indicating stable credit performance.
The company provided additional data points not included in the American Express Credit Account Master Trust reports, offering investors a more comprehensive view of the credit trends.
While the Trust's reported net write-off rate was lower than the overall portfolio, the differences highlight the need to analyze both sets of data to fully understand American Express' credit dynamics.

Want the newest filings?

This analysis covers the filing from 2026-04-15. New 10-K, 10-Q and 8-K filings are analyzed the moment they are released — exclusively in the app.

Download on the App Store Open in app →

Earlier Current Report filings

Filed: 2026-03-16

American Express reported stable delinquency and write-off rates for its U.S. Consumer and U.S. Small Business credit card portfolios, indicating continued credit quality performance.
The company's securitized credit card loans through the American Express Credit Account Master Trust showed a slightly lower annualized default rate compared to the overall loan portfolios.
The data highlights the importance of understanding the differences between the securitized and total loan portfolios when analyzing American Express' credit metrics.

Filed: 2026-03-02

American Express Company has announced an increase in its quarterly dividend on common shares from $0.82 to $0.95 per share.
This dividend increase suggests the company's financial performance and outlook are strong, as it indicates the ability to return more capital to shareholders.
Investors should monitor the company's future financial results and guidance to assess whether the dividend increase is sustainable and indicative of broader positive business trends.

Filed: 2026-02-25

American Express Company announced plans to build a new 1.95 million square foot headquarters in New York City, with construction expected to begin in spring 2026 and be completed by 2031.
The new headquarters project is not expected to have a material impact on the company's financial results.
The filing includes forward-looking statements about the headquarters project, highlighting risks such as construction delays, cost overruns, and the potential impact of economic and market conditions.

Filed: 2026-02-17

American Express reported delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loan portfolios, providing investors with additional data beyond what is reported in the American Express Credit Account Master Trust filings.
The delinquency and write-off rates for both the U.S. Consumer and U.S. Small Business Card Member loan portfolios appeared to be relatively stable over the three-month period reported, with no significant changes observed.
The reported credit performance metrics for the American Express Credit Account Master Trust were generally in line with the broader U.S. Consumer and U.S. Small Business Card Member loan portfolios, though some differences in the underlying loan characteristics and calculation methodologies were noted.

Filed: 2026-02-10

American Express has issued a total of $3 billion in new debt, including $1.35 billion in 4.009% Fixed-to-Floating Rate Notes due 2029, $1 billion in 4.456% Fixed-to-Floating Rate Notes due 2032, and $650 million in Floating Rate Notes due 2029.
The company has also issued $500 million in 5.412% Fixed-to-Fixed Rate Subordinated Notes due 2041, further strengthening its capital structure.
The debt offerings provide American Express with additional funding for general corporate purposes, including potential future investments or acquisitions.

Filed: 2026-01-30

American Express reported its full year and Q4 2025 financial results, providing an update on its 2026 earnings per share guidance and long-term growth aspirations.
The company highlighted several factors that could impact its ability to achieve its 2026 EPS guidance and long-term growth, including macroeconomic conditions, geopolitical tensions, regulatory changes, and competitive pressures.
Investors will be closely watching the company's ability to drive sustainable revenue growth, maintain credit performance, control expenses, and effectively manage risk to deliver on its growth targets.

Filed: 2026-01-15

American Express reported stable delinquency and write-off rates for its U.S. consumer and small business card member loan portfolios as of December 2025, indicating continued strong credit performance.
The reported credit performance of the American Express Credit Account Master Trust, which securitizes a portion of the company's card member loans, was slightly better than the overall portfolio, likely due to differences in loan characteristics.
The company provided additional transparency into its card member loan portfolio by reporting key metrics such as total loans, 30-day delinquency rates, and net write-off rates for both the U.S. consumer and small business segments.

Other reports for AMERICAN EXPRESS CO

Insider Trading Annual Report

Important Information

AI-generated analysis is for informational purposes only. Always read original SEC filings and consult with qualified professionals before making investment decisions.