Latest Annual Report
Filed: 2026-02-27
Key Insights
- The company has a mix of commercial real estate, construction, and multifamily loan portfolios, which may expose it to higher credit risk during economic downturns.
- Subordinated notes issued in 2020 and 2022 indicate the company is leveraging its balance sheet to fund growth, which could increase financial risk.
- Accumulated other comprehensive income has seen significant fluctuations, suggesting the company's investment portfolio may be sensitive to market conditions.