BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)

Insider Trading Filed: 2026-05-08

Director Phillip C. Jamerson purchased 1,000 shares of BOTJ common stock on 05/07/2026 at a weighted average price of $23.3969, demonstrating insider confidence in the company at current valuations.
Following this transaction, Jamerson's total beneficial ownership increased to 18,190 shares held directly, indicating a meaningful personal stake in the bank's performance.
The purchase was executed through two separate transactions at prices of $23.36 and $23.425 per share, suggesting a deliberate accumulation strategy rather than a single opportunistic trade.
As a director with this acquisition, the insider buying signal may indicate positive sentiment about the company's near-term prospects or valuation.

Insider Trading Filed: 2026-05-07

Director William C Bryant III purchased 1,043 shares of BOTJ common stock on 05/06/2026 at $23.11 per share, representing a ~$24,100 investment, indicating confidence in the company's valuation.
Following this transaction, Bryant's direct beneficial ownership increased to 77,716 shares, demonstrating a substantial long-term stake in the bank's performance.
The transaction was executed via a standard purchase (code P) rather than through an option exercise or other derivative, representing straightforward open-market buying by an insider.
No derivative securities activity was reported, suggesting the insider is focused on accumulating actual equity ownership rather than hedging positions or utilizing compensation plans.

Insider Trading Filed: 2026-05-07

Director Addison Lewis acquired 82 shares of BOTJ common stock at $23.175 per share on 05/07/2026, bringing total beneficial ownership to 19,721 shares, representing a modest insider purchase.
The transaction was executed by power of attorney through Eric J. Sorenson Jr., with the filing date matching the transaction date, indicating a routine purchase without delay in reporting.
At the acquisition price of $23.175, this insider purchase suggests confidence in the stock's valuation at current levels, though the small share count indicates a limited capital commitment.

Current Report Filed: 2026-04-30

Bank of the James announced Q1 2026 financial results on April 30, 2026, providing transparency on quarterly performance through March 31, 2026.
The Board declared a quarterly cash dividend of $0.10 per share, payable June 5, 2026, indicating the company maintains sufficient liquidity and profitability to return capital to shareholders.
The filing contains no material adverse events, leadership changes, acquisitions, or significant business developments, suggesting operational stability during the period.
As a Virginia-based community bank traded on NASDAQ Capital Market, the company maintains regular quarterly dividend payments, reflecting a shareholder-friendly capital allocation policy.

Annual Report Filed: 2026-03-27

BOTJ reported a decline in revenue and profitability in fiscal year 2025 compared to the prior year, which could be a concern for investors.
The bank's loan portfolio saw an increase in non-performing loans, indicating potential credit quality issues that should be monitored.
BOTJ announced the acquisition of National Bank of Blacksburg, which could provide growth opportunities but also integration risks that should be evaluated.

Insider Trading Filed: 2026-02-20

William C. Bryant III, a director of Bank of the James Financial Group, Inc., acquired 996 shares of the company's common stock in two transactions on February 12 and February 19, 2026, increasing his direct beneficial ownership to 76,673 shares.
The purchases were made at prices of $20 and $20.82 per share, suggesting Bryant's confidence in the company's stock and potential future performance.
Insider buying can be a positive signal for investors, as it may indicate the director's belief in the company's prospects and willingness to invest personal capital in the stock.

Insider Trading Filed: 2026-02-20

Robert R. Chapman III, the President of Bank of the James Financial Group Inc., acquired 1,200 shares of the company's common stock at $20.89 per share, increasing his direct beneficial ownership to 124,118 shares.
This purchase indicates that the President has confidence in the company's prospects and is willing to invest his own capital in the stock.
Insider buying is generally considered a positive signal, as it suggests management's belief in the company's long-term growth potential.

Insider Trading Filed: 2026-02-11

The reporting person, Lewis C. Addison, has purchased 93 shares of the issuer's common stock at $20.5 per share, increasing his direct beneficial ownership to 19,639 shares.
This insider buying activity signals potential confidence in the company's prospects and could be viewed positively by investors.
The transaction occurred on February 10, 2026, which is the date of the earliest transaction reported in this Form 4 filing.

Current Report Filed: 2026-02-04

Bank of the James Financial Group, Inc. announced its financial results for the three and twelve months ended December 31, 2025, which may provide investors with information on the company's recent performance.
The press release attached to the 8-K filing could contain details on the company's revenue, profitability, and any notable trends or events that occurred during the reporting period.
Investors may want to review the press release and any accompanying financial statements to assess the company's current financial health and future prospects.

Current Report Filed: 2026-01-28

Bank of the James Financial Group, Inc. declared a quarterly cash dividend of $0.10 per share of common stock, providing a return for shareholders.
The dividend will be paid on March 6, 2026 to stockholders of record as of February 17, 2026, allowing investors to plan accordingly.
The consistent dividend payout demonstrates the company's financial stability and commitment to shareholder value.

Current Report Filed: 2026-01-09

J. Todd Scruggs, a long-serving director, secretary, treasurer, and executive of Bank of the James Financial Group, has retired from his positions effective immediately. This represents a significant change in the company's leadership and management team.
The retirement does not appear to be due to any disagreement with the company's operations, policies, or practices, suggesting an amicable departure.
The company has expressed its appreciation for Mr. Scruggs' many years of service and contributions, which included prior roles as Chief Financial Officer and Chief Investment Officer.

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