POPULAR, INC. (BPOPM)

AI-Powered SEC Filing Analysis

Quarterly Report Filed: 2026-05-08

Key Insights

  • Large Accelerated Filer status with $170 million shares outstanding indicates significant market capitalization, suggesting POPULAR, INC. is an established financial institution with substantial operational scale.
  • Q1 2026 filing shows diversified loan portfolio across commercial real estate (multifamily, owner-occupied, non-owner-occupied), commercial & industrial, and mortgage segments, with detailed past-due aging analysis suggesting active credit risk monitoring.
  • Significant investment in software and cloud computing arrangements visible in intangible assets structure indicates ongoing digital transformation and technology infrastructure investments typical of modern banking operations.
  • Puerto Rico geographic concentration (country:PR references throughout filing) represents both operational focus and potential regulatory/economic exposure to local market conditions and tax incentives.
Current Report Filed: 2026-05-08

Key Insights

  • Popular, Inc. Board approved a quarterly cash dividend of $0.75 per share on common stock, payable July 1, 2026, demonstrating confidence in the company's cash generation and financial stability.
  • The dividend announcement indicates the company maintains a shareholder-friendly capital allocation policy, which is typically positive for income-focused investors and suggests management confidence in future earnings.
  • This is a routine dividend declaration filing with no material business changes, strategic announcements, or unexpected events that would materially impact the company's operations or financial position.
Insider Trading Filed: 2026-05-01

Key Insights

  • Director Alejandro M. Ballester sold 23,000 shares of POPULAR, INC. common stock on 04/30/2026 at $150 per share, generating approximately $3.45 million in proceeds, indicating a significant reduction in insider holdings.
  • Following the sale, Ballester's direct beneficial ownership decreased to 34,587.716 shares, while his restricted stock units (RSUs) total 15,915 shares that will vest annually over five years post-termination of service, suggesting upcoming leadership transition or planned departure.
  • The reporting person relinquished beneficial interest in 365.678 shares previously owned by his son, further reducing his reportable beneficial ownership position and indicating a potential estate or family restructuring of holdings.
  • As a Director with substantial holdings being liquidated, this insider selling activity may signal confidence concerns or portfolio rebalancing rather than a positive outlook, though the sale could simply reflect personal financial planning needs.
Insider Trading Filed: 2026-04-28

Key Insights

  • Executive Vice President Hector Alejandro Flores acquired 263 shares of BPOP common stock on 04/27/2026 at $150.62 per share through what appears to be a Rule 10b5-1 plan transaction, bringing his total beneficial ownership to 5,820.966 shares.
  • Approximately 30.664 shares (11.6% of the transaction) were acquired through dividend reinvestment under Rule 16a-11, indicating the executive maintains a long-term holding strategy consistent with shareholder interests.
  • The relatively modest transaction size and timing suggest routine portfolio management rather than a significant conviction-based buy, which provides limited directional signal about management's near-term outlook on the stock.
Insider Trading Filed: 2026-04-28

Key Insights

  • Denissa Rodriguez Adorno, Senior VP & Comptroller of Popular Inc., disposed of 87 shares at $150.62 per share on April 27, 2026, reducing her direct beneficial ownership to 3,037.061 shares.
  • The transaction was classified as code 'F' (Rule 16b-6 tax withholding), indicating this was a routine stock sale likely related to tax obligations or equity compensation rather than a discretionary market decision.
  • Approximately 16.594 shares of the 87 shares disposed were acquired through dividend reinvestment under Rule 16a-11, suggesting the officer maintains a structured investment in the company despite the sale.
Current Report Filed: 2026-04-23

Key Insights

  • Popular, Inc. announced Q1 2026 financial results on April 23, 2026, providing earnings data and investor presentation materials through earnings call disclosures.
  • The company maintains dual securities on NASDAQ: common stock (BPOP) and 6.125% Cumulative Monthly Income Trust Preferred Securities (BPOPM), indicating a capital structure with preferred equity components.
  • Both the press release and conference presentation are furnished as non-filed exhibits under Items 2.02 and 7.01, meaning they are informational disclosures not incorporated into SEC filings and subject to different regulatory standards.
  • The 8-K filing itself contains no substantive financial data, guidance changes, or material events—it serves purely as a regulatory wrapper for the Q1 earnings announcement and presentation materials.
Current Report Filed: 2026-04-08

Key Insights

  • Popular, Inc. has appointed Manuel A. Chinea as the new Executive Vice President and Chief Experience and Administration Services Officer, indicating a focus on improving the customer experience and operational efficiency.
  • Israel Velasco has been appointed as the new Executive Vice President and Head of U.S Operations of Popular Bank, succeeding Manuel Chinea, which suggests a leadership transition and potential strategic shifts in the company's U.S. operations.
  • The filing does not mention any financial results or guidance, so the significance of this 8-K filing is primarily related to the management changes and organizational restructuring within the company.
Insider Trading Filed: 2026-04-02

Key Insights

  • The reporting person, C. KIM GOODWIN, acquired 44,268.367 shares of POPULAR, INC. (BPOP) common stock, including 223.119 shares acquired through dividend reinvestment, indicating continued investment in the company.
  • The reporting person was granted 91 restricted stock units (RSUs) as a result of dividend equivalents accrued on their outstanding RSUs, further aligning their interests with shareholders.
  • The timing of the transactions, occurring on April 1, 2026, suggests the reporting person's confidence in the company's prospects and their commitment to long-term ownership.
Insider Trading Filed: 2026-04-02

Key Insights

  • ALEJANDRO M. BALLESTER, a director of POPULAR, INC., acquired 91 restricted stock units through a dividend reinvestment program.
  • BALLESTER also directly owns 57,587.716 shares of POPULAR, INC. common stock and indirectly owns 365.678 shares through his son.
  • The acquisition of restricted stock units indicates BALLESTER's continued commitment to and ownership in POPULAR, INC.
Insider Trading Filed: 2026-04-02

Key Insights

  • Robert Carrady, a director of Popular, Inc., has reported a sale of 3,269.165 shares of the company's common stock on April 1, 2026.
  • Carrady also holds an indirect beneficial ownership of 2,750 shares through his 62.5% ownership interest in Plaza Escorial Cinema Corp.
  • Carrady has been granted 141 restricted stock units, which will convert to common stock on the 15th of August following the date of termination of his service as a director.
Insider Trading Filed: 2026-04-02

Key Insights

  • The reporting person, Betty K. DeVita, a director of Popular, Inc., received 51 restricted stock units (RSUs) as a result of dividend equivalents accrued on her outstanding RSUs.
  • The RSUs will be converted into an equivalent number of shares of Popular, Inc.'s common stock and issued to the reporting person on the 15th of August following the date of termination of her service as a director.
  • This Form 4 filing indicates that the reporting person continues to hold a significant position in Popular, Inc. as a director, with 8,839 RSUs beneficially owned following the reported transaction.
Insider Trading Filed: 2026-04-02

Key Insights

  • Insider Maria Luisa Ferre, a director of Popular Inc., has reported a direct sale of 37,326.212 shares of the company's common stock.
  • Ferre also indirectly owns 13,541 shares through The Luis A. Ferre Foundation, Inc., of which she is the President and a Trustee.
  • Ferre has also received 93 restricted stock units as dividend equivalents on her outstanding RSU grants.
Insider Trading Filed: 2026-04-02

Key Insights

  • Richard L. Carrion, a director of Popular, Inc., has disposed of 193,020 shares of the company's common stock, reducing his direct ownership to 0 shares.
  • Carrion also has an indirect beneficial ownership of 75,031 shares through his 23.3234% interest in Junior Investment Corporation.
  • The filing shows that Carrion received 89 restricted stock units as a result of dividend equivalents accrued on his outstanding RSU grants.
Insider Trading Filed: 2026-04-02

Key Insights

  • Jose Ramon Rodriguez, a director of POPULAR, INC., has received 83 restricted stock units (RSUs) as a result of dividend equivalents accrued on his outstanding RSUs.
  • The RSUs will be converted into an equivalent number of shares of POPULAR, INC. common stock and issued to Rodriguez on the 15th of August following the date of termination of his service as a director.
  • This transaction represents a direct ownership increase for Rodriguez, as the RSUs are held directly rather than indirectly.
Insider Trading Filed: 2026-04-02

Key Insights

  • The reporting person, Myrna Soto, acquired 4,739.388 shares of Common Stock of POPULAR, INC. (BPOP) on 04/01/2026, including 23.887 shares acquired through dividend reinvestment.
  • Soto also received 110 restricted stock units (RSUs) on 04/01/2026 as a result of dividend equivalents accrued on her outstanding RSUs.
  • The RSUs will convert into an equivalent number of common shares and be issued to Soto in equal annual installments over the first five years following her termination of service as a director.
Insider Trading Filed: 2026-04-02

Key Insights

  • The reporting person, Carlos Unanue, is a director of Popular, Inc. and has reported acquiring 58,878.817 shares of the company's common stock through dividend reinvestment.
  • Carlos Unanue also holds an indirect beneficial ownership of 75,731 shares through his mother, indicating his family has a significant stake in the company.
  • The reporting person has been granted 141 restricted stock units (RSUs) as a result of dividend equivalents accrued on his outstanding RSUs, which will be converted into common stock over the next five years.
Insider Trading Filed: 2026-04-02

Key Insights

  • Bertil E. Chappuis, a director of Popular, Inc., has acquired 23 restricted stock units as a result of dividend equivalents accrued on his existing RSU holdings.
  • The RSUs will vest and convert into an equivalent number of common shares in equal annual installments over the next five years following the termination of Chappuis' directorship.
  • This insider transaction suggests continued confidence and commitment by a board member to the long-term success of Popular, Inc.
Annual Report Filed: 2026-03-02

Key Insights

  • POPULAR, INC. reported steady growth in revenues and net income over the past three fiscal years, indicating stable financial performance.
  • The company has a diversified loan portfolio, with a mix of commercial, mortgage, and consumer loans, which helps mitigate risk.
  • POPULAR's investment portfolio is primarily composed of government-backed securities, providing a relatively low-risk asset base.
Insider Trading Filed: 2026-03-02

Key Insights

  • The reporting person, Alejandro M. Sanchez, sold 1,451 shares of Popular, Inc. (BPOP) on February 26, 2026 at a weighted average price of $140.85 per share.
  • Following the reported transaction, Sanchez directly owns 3,414.816 shares of BPOP, indicating a reduction in his direct beneficial ownership position.
  • The sale of shares by a director may signal a potential change in their confidence or outlook on the company's performance, which investors should monitor.
Insider Trading Filed: 2026-02-27

Key Insights

  • Eli Sepulveda, an Executive Vice President of Popular, Inc., acquired 3,333 shares of the company's common stock through an award of restricted stock, further aligning his interests with shareholders.
  • Sepulveda also disposed of 942 shares through a tax withholding transaction, likely to cover the tax liability associated with the restricted stock award.
  • The company granted an additional 2,035 shares of restricted stock to Sepulveda, vesting in equal installments over the next four years, indicating the company's commitment to retaining and incentivizing key executive talent.

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Important Information

AI-generated analysis is for informational purposes only. Always read original SEC filings and consult with qualified professionals before making investment decisions.