Bogota Financial Corp. (BSBK)

AI-Powered SEC Filing Analysis

Current Report Filed: 2026-05-15

Key Insights

Two board directors were re-elected with strong shareholder support, with Peter T. Donnelly and John Masterson each receiving over 97% affirmative votes, indicating solid investor confidence in current leadership.
S.R. Snodgrass, P.C. was ratified as independent auditor with 98% approval (11.8M votes for vs. 225K against), suggesting no audit-related concerns or shareholder disputes.
Advisory Say-on-Pay vote passed but with a notable split on frequency: 8.97M shareholders favored triennial votes versus 2.16M for annual votes, indicating some investor preference for less frequent compensation reviews.
Significant broker non-votes of 844,524 shares (6.2% of votes cast) on director elections suggests some institutional shareholders abstained or lacked voting instruction, a minor governance consideration.

Quarterly Report Filed: 2026-05-13

Key Insights

Bogota Financial Corp maintains stable share structure with 12.9 million common shares outstanding as of Q1 2026, indicating no significant dilution or capital raises during the quarter.
The company shows consistent capitalization with stockholders' equity components including common stock, additional paid-in capital, and retained earnings, suggesting stable financial positioning without major restructuring activities.
Filing includes detailed loan portfolio segmentation across residential, commercial real estate, multifamily, construction, and consumer segments, reflecting a diversified lending strategy across multiple real estate and credit categories.
The presence of hedging instruments and derivative positions indicates active interest rate risk management, which is critical for a financial institution in a potentially volatile rate environment.
Year-over-year comparison data (Q1 2025 vs Q1 2026) is included, allowing for trend analysis of balance sheet metrics and equity composition over the quarterly period.

Current Report Filed: 2026-05-06

Key Insights

Bogota Financial Corp. reported Q1 2026 earnings results on May 6, 2026, with the press release serving as the primary disclosure vehicle for financial performance metrics.
The filing is purely informational regarding earnings announcement with no material events such as mergers, leadership changes, or strategic initiatives disclosed in the 8-K itself.
As a non-emerging growth company, Bogota Financial Corp. maintains standard SEC compliance requirements without extended transition periods for new accounting standards.

Current Report Filed: 2026-03-31

Key Insights

Bogota Financial Corp. (BSBK) has announced the retirement of its Executive Vice President and Chief Lending Officer, Robert Walsh, effective March 31, 2026.
The company has entered into a Retirement and Consulting Agreement with Mr. Walsh, which includes a lump sum payment, immediate vesting of his stock options, and a consulting arrangement for a fee of $10,000 per month through July 2026.
The agreement also includes post-employment obligations such as non-solicitation restrictions and confidentiality provisions.

Annual Report Filed: 2026-03-27

Key Insights

Bogota Financial Corp. has a strong governance structure with the Board of Directors, CEO, and VP of IT playing an active role in overseeing the cybersecurity program.
The company has established a comprehensive information security program, with the Information Security Officer providing risk oversight and the internal auditors and Board of Directors providing independent assurance.
The company provides regular updates on cyber risks, information security projects, and the emerging threat landscape to the Board of Directors and senior management, indicating a proactive approach to cybersecurity.

Current Report Filed: 2026-02-13

Key Insights

Bogota Financial Corp. reported its financial results for the three and twelve months ended December 31, 2025, providing investors with an update on the company's recent performance.
The company did not provide any additional details or commentary on the financial results in the 8-K filing, which may limit the amount of insights that can be drawn from the limited information provided.
Investors will likely want to review the full earnings release or subsequent investor communications to gain a more comprehensive understanding of Bogota Financial's financial and operational performance during the period.

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Important Information

AI-generated analysis is for informational purposes only. Always read original SEC filings and consult with qualified professionals before making investment decisions.