CONSUMERS BANCORP INC /OH/ (CBKM)

AI-Powered SEC Filing Analysis

Quarterly Report Filed: 2026-05-08

Key Insights

  • Filing date anomaly: The 10-Q is dated May 8, 2026 for the period ending March 31, 2026, which appears to be a future filing date relative to typical SEC filing timelines and suggests either a data error or the document may be mislabeled.
  • The XBRL filing structure indicates comprehensive fair value measurement disclosures across multiple security categories (U.S. Treasury, mortgage-backed securities, municipal bonds, and other debt securities) with Level 1, 2, and 3 inputs, suggesting the bank maintains a significant investment portfolio subject to interest rate and market risk.
  • Presence of restricted stock member data and equity compensation disclosures suggests the company maintains active stock-based compensation programs, which is typical for banking institutions but warrants monitoring for dilution impact on existing shareholders.
Insider Trading Filed: 2026-05-07

Key Insights

  • CEO & President Ralph J. Lober II purchased 300 shares of CBKM at $27.25 per share on 05/07/2026, demonstrating insider confidence in the company's valuation and near-term prospects.
  • The purchase was executed through a written plan (Rule 10b5-1), indicating a pre-arranged, disciplined investment strategy rather than opportunistic trading, which suggests measured confidence.
  • Following this transaction, Lober beneficially owns 77,554.739 shares directly, representing a substantial personal stake that aligns his interests with shareholders, though the relatively modest purchase size ($8,175 total) represents routine accumulation rather than a major commitment.
  • The notation that shares include dividend reinvestment plan participation indicates the executive is reinvesting dividends, a positive signal of long-term conviction in the company.
Insider Trading Filed: 2026-03-20

Key Insights

  • Derek Williams, the SVP of Retail Operations & Sales, acquired 120 shares of CONSUMERS BANCORP INC /OH/ (CBKM) stock on March 19, 2026 through open market purchases and an employee stock purchase plan.
  • The insider buying suggests Williams' confidence in the company's future performance and aligns his interests with those of other shareholders.
  • The transactions represent a small increase in Williams' direct beneficial ownership, which now stands at 13,441.2 shares.
Insider Trading Filed: 2026-03-20

Key Insights

  • John W. Parkinson, a director at Consumers Bancorp Inc /OH/ (CBKM), has purchased 420 shares of the company's common stock at $25.9 per share, increasing his direct ownership to 21,493.393 shares.
  • Parkinson also owns 5,890 shares of CBKM indirectly through his spouse, indicating increased alignment between insider interests and shareholders.
  • The purchase was made through a dividend reinvestment plan, suggesting Parkinson's confidence in the company's long-term growth prospects.
Insider Trading Filed: 2026-03-18

Key Insights

  • Ralph J. Lober II, the CEO and President of Consumers Bancorp Inc, has purchased 513 shares of the company's common stock at $25.97 per share, increasing his direct beneficial ownership to 77,254.739 shares.
  • The insider purchase signals Lober's confidence in the company's prospects and aligns his interests with those of shareholders.
  • The transaction represents a relatively small increase in Lober's stake, suggesting it may be a routine investment rather than a significant strategic move.
Insider Trading Filed: 2026-03-16

Key Insights

  • The reporting person, Frank L. Paden, made a direct purchase of 217.5721 shares of the issuer's common stock on March 13, 2026 at a price of $25.99 per share.
  • This purchase increased Paden's direct beneficial ownership in the company to 12,478.114 shares.
  • The filing indicates Paden is a director of the issuer, Consumers Bancorp Inc /OH/, and the transaction was not made pursuant to a 10b5-1 trading plan.
Insider Trading Filed: 2026-03-16

Key Insights

  • Richard T. Kiko Jr., a director of Consumers Bancorp Inc., acquired a total of 388.0033 shares of the company's common stock on March 13, 2026, including 192.3817 shares purchased directly and 195.2216 shares acquired through the dividend reinvestment plan.
  • Following the reported transactions, Kiko now beneficially owns a total of 16,859.249 shares of Consumers Bancorp, with 3,105.058 shares held directly and 12,753.466 shares held indirectly through a spousal trust.
  • The insider buying activity by a director suggests a positive outlook on the company's future performance and may signal confidence in the stock's valuation.
Quarterly Report Filed: 2026-02-06

Key Insights

  • This is a Q2 2026 filing for CONSUMERS BANCORP INC /OH/ (CBKM), which indicates the company's financial reporting period.
  • The filing contains detailed fair value disclosures and measurements for various financial instruments, suggesting a focus on transparency around the company's asset valuations.
  • The filing references several fair value input levels (1, 2, and 3) and different types of securities, indicating the complexity of the company's investment portfolio.
Insider Trading Filed: 2026-01-30

Key Insights

  • Insider Ralph J. Lober II, the CEO and President, purchased 300 shares of CBKM stock at $26.6 per share, indicating his confidence in the company's prospects.
  • The insider purchase represents a direct ownership stake, aligning Lober's interests with those of other shareholders.
  • The transaction was made outside of a pre-planned 10b5-1 trading plan, suggesting a more opportunistic view on the stock's current valuation.
Insider Trading Filed: 2026-01-23

Key Insights

  • The reporting person, David R. Bickerton, purchased 100 shares of the issuer's common stock on January 23, 2026 at $27.33 per share, increasing his direct beneficial ownership to 4,306 shares.
  • Bickerton also acquired 100 shares of the issuer's common stock through his spouse, indicating a joint interest in the company.
  • The Form 4 filing suggests that Bickerton, who serves as a director of the issuer, has confidence in the company's future and is willing to invest his own capital in the stock.
Current Report Filed: 2026-01-20

Key Insights

  • Consumers Bancorp, Inc. reported its financial results for the three- and six-month periods ended December 31, 2025, indicating the company's operational performance for the period.
  • The press release indicates that the company has not registered any securities for trading on a national exchange, suggesting it is a privately held or smaller public company.
  • The filing does not provide any additional details on the company's financial condition, growth plans, or other strategic developments, limiting the insights that can be gleaned from this limited disclosure.
Insider Trading Filed: 2026-01-02

Key Insights

  • The reporting person, David E. Benavides, was granted 1,006 restricted stock units (RSUs) with performance-based vesting that will be earned based on achievement of identified performance measures for fiscal year 2026.
  • The RSUs will vest 25% in 2026 with additional time-based vesting in equal 25% installments on June 30, 2027, 2028 and 2029, assuming the reporting person remains continuously employed.
  • The amount of shares payable under the RSUs is subject to a 0-50% payout range depending on the level of performance achieved, indicating potential upside or downside to the grant.
Insider Trading Filed: 2025-12-29

Key Insights

  • Richard T. Kiko Jr. purchased 250 shares of CONSUMERS BANCORP INC /OH/ (CBKM) on December 24, 2025, increasing his direct ownership to 21,047.517 shares.
  • Kiko also holds an indirect beneficial ownership of 5,890 shares through his spouse, indicating continued insider investment in the company.
  • The purchase transaction was made at $24.1 per share, suggesting the insider's positive sentiment about the company's prospects.

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Important Information

AI-generated analysis is for informational purposes only. Always read original SEC filings and consult with qualified professionals before making investment decisions.