CF BANKSHARES INC. (CFBK)

Current Report Filed: 2026-05-05

CF Bankshares announced Q1 2026 earnings results on May 5, 2026, with the full earnings release attached as Exhibit 99.1 but not detailed in this 8-K filing.
The filing was signed by Kevin J. Beerman, Executive Vice President and Chief Financial Officer, indicating standard quarterly earnings disclosure procedures for the bank.
As a Nasdaq-listed bank (ticker: CFBK), the company is not classified as an emerging growth company, suggesting it has substantial market capitalization and established reporting requirements.

Insider Trading Filed: 2026-04-24

CEO Timothy T. O'Dell purchased 5,000 shares of CFBK at $29.49 on 04/11/2026, representing a direct insider buy that signals management confidence in the company's valuation and future prospects.
Following the transaction, O'Dell's direct beneficial ownership increased to 297,871 shares, demonstrating significant personal capital commitment and alignment with shareholder interests.
The filing also reflects indirect beneficial ownership through family arrangements (spouse and custodian for child holding 10,033 shares combined), indicating multi-generational confidence in the company.
The purchase occurs within a standard trading window and shows no Rule 10b5-1 plan designation, suggesting this was a discretionary open-market acquisition rather than a pre-planned program.

Current Report Filed: 2026-04-24

CF Bankshares filed a routine disclosure of its annual proxy statement and 2025 Annual Report to Shareholders, indicating standard corporate governance compliance with an upcoming May 27, 2026 stockholder meeting.
The company included a letter to stockholders addressing 2025 financial results and 2026 outlook, suggesting management is communicating strategic direction and performance metrics to investors during their annual reporting cycle.
This 8-K represents a Regulation FD disclosure filing, which is informational in nature and not subject to Section 18 liabilities, indicating no material undisclosed events or material agreements are being announced.

Insider Trading Filed: 2026-04-17

The reporting person, Bradley J. Ringwald, is the Bank President and a Director of CF BANKSHARES INC., indicating he holds a senior leadership position within the company.
Ringwald disposed of 592 shares of common stock in the company at $29.49 per share, reducing his direct beneficial ownership to 37,680 shares.
The transaction appears to be a routine sale of shares, which is a common practice for insiders to manage their personal portfolios.

Insider Trading Filed: 2026-04-17

The reporting person, Timothy Meder, disposed of 267 shares of CF BANKSHARES INC. (CFBK) common stock on April 11, 2026 at a price of $29.49 per share.
Following the transaction, Meder continues to directly own 16,256 shares of CFBK common stock.
This Form 4 filing indicates insider selling activity, which may signal a potential shift in sentiment or outlook from the reporting executive.

Insider Trading Filed: 2026-04-17

Marianne McKinney, an EVP and Chief Operating Officer of CF BANKSHARES INC., disposed of 247 shares of the company's common stock on April 11, 2026.
The transaction was executed at a price of $29.49 per share, reducing McKinney's direct beneficial ownership to 14,619 shares.
This sale suggests a potential change in McKinney's investment strategy or personal financial needs, which may be worth monitoring for investors.

Insider Trading Filed: 2026-04-07

Bradley J. Ringwald, the Bank President of CF Bankshares Inc. (CFBK), disposed of 987 shares of the company's common stock on March 24, 2026 at $28.22 per share.
Ringwald's total direct beneficial ownership in the company's common stock following the reported transaction is 38,272 shares.
The transaction appears to be a routine disposition by an insider, which may not significantly impact the overall sentiment around the stock.

Insider Trading Filed: 2026-04-07

Marianne McKinney, the EVP and Chief Operating Officer of CF BANKSHARES INC. (CFBK), disposed of 568 shares of the company's common stock on March 24, 2026 at a price of $28.22 per share.
Following the reported transaction, McKinney now beneficially owns 14,866 shares of the company's common stock directly.
The Form 4 filing indicates that the transaction was executed pursuant to a contract, instruction or written plan for the purchase or sale of the issuer's equity securities, which may satisfy the affirmative defense conditions of Rule 10b5-1(c).

Insider Trading Filed: 2026-04-07

The reporting person, Timothy Meder, who is the EVP and Chief Credit Officer of CF Bankshares Inc., has disposed of 594 shares of the company's common stock through a Form 4 filing.
The sale of shares was executed on March 24, 2026 at a price of $28.22 per share, reducing Meder's direct beneficial ownership to 16,523 shares.
Insider selling activity can sometimes signal a lack of confidence in the company's future prospects, so investors should monitor any further changes in Meder's ownership position.

Current Report Filed: 2026-03-26

CF Bankshares Inc. has appointed Bradley Ringwald as a new director to fill a vacancy on the Boards of Directors of the company and its subsidiary bank, CFBank.
Ringwald has previously served as President of CFBank since October 2022 and as Executive Vice President and Chief Commercial Banking Officer from November 2020 to October 2022.
The appointment of Ringwald, an experienced executive within the company, suggests continuity in leadership and management oversight.

Annual Report Filed: 2026-03-12