CORPAY, INC. (CPAY)

AI-Powered SEC Filing Analysis

Current Report Filed: 2026-05-07

Key Insights

  • Corpay announced Q1 2026 financial results on May 7, 2026, with detailed earnings information provided through a press release and supplemental earnings release document available to investors.
  • The company provided supplementary financial materials beyond the standard press release, suggesting management is actively communicating additional context or metrics to the investment community.
  • As a non-emerging growth company, Corpay is subject to full SEC compliance requirements and appears to be maintaining regular quarterly earnings disclosure practices.
Current Report Filed: 2026-04-27

Key Insights

  • Company is reaffirming Q1 2026 guidance previously disclosed on February 4, 2026, indicating management confidence in meeting earlier projections without revision.
  • Filing is limited to a Regulation FD disclosure of an investor presentation to institutional credit investors, with no material business developments, acquisitions, or operational changes announced.
  • Extensive forward-looking statements and risk factor disclosures highlight significant concerns including FTC litigation, macroeconomic sensitivity, credit risks, cybersecurity threats, and integration risks from recent acquisitions (AvidXchange partnership and Alpha acquisition).
  • The company faces material headwinds from geopolitical risks (Russia-Ukraine, Middle East conflicts), tariff policy changes, and evolving economic conditions that could impact fuel pricing, foreign exchange, and transaction volumes.
Insider Trading Filed: 2026-02-18

Key Insights

  • The reporting person, Richard Macchia, is a director of CORPAY, INC. (CPAY) and has disposed of 216 shares of common stock by way of a tax withholding transaction.
  • The transaction occurred on February 14, 2026, and reduced Macchia's direct beneficial ownership to 12,795 shares of CPAY common stock.
  • This transaction appears to be a routine tax withholding event related to the vesting of equity compensation, which is a common practice for corporate insiders.
Insider Trading Filed: 2026-02-18

Key Insights

  • Armando Lins, the Group President for Brazil & US Veh Pmt at CORPAY, INC. (CPAY), has engaged in several transactions involving the company's common stock on February 14, 2026.
  • The transactions include both dispositions (through tax withholding) and acquisitions (through vesting of performance-based restricted stock) of CPAY shares.
  • The overall trend suggests Lins is holding a significant number of CPAY shares, indicating his continued commitment and alignment with the company's long-term performance.
Insider Trading Filed: 2026-02-18

Key Insights

  • The reporting person, Alan King, is the Group President of International Vehicle Payments at CORPAY, INC. and has been engaging in transactions related to the company's common stock.
  • King has acquired 2,961 shares of CORPAY common stock through vesting of performance-based restricted stock awards, indicating potential confidence in the company's long-term growth.
  • King has also disposed of 1,241 shares by withholding shares to cover tax liabilities, a common practice for executives receiving equity-based compensation.
Insider Trading Filed: 2026-02-18

Key Insights

  • Peter Walker, the Chief Financial Officer of CORPAY, INC. (CPAY), acquired 1,252 shares of the company's common stock through vesting of performance-based restricted stock on February 14, 2026.
  • Walker also disposed of 318 shares to cover tax liabilities related to the vesting, suggesting he maintains a substantial direct ownership position in the company.
  • The insider trading activity indicates Walker's confidence in CORPAY's performance and aligns his interests with those of shareholders.
Insider Trading Filed: 2026-02-18

Key Insights

  • The reporting person, Alissa B. Vickery, is the Chief Accounting Officer of CORPAY, INC. (CPAY), indicating a key management change.
  • Vickery disposed of 167 shares of CPAY common stock on 2/14/2026, potentially indicating an insider selling activity.
  • Following the reported transaction, Vickery's direct beneficial ownership of CPAY common stock decreased to 2,013 shares.
Insider Trading Filed: 2026-02-18

Key Insights

  • Insider Ronald Clarke, CEO and Chairman of the Board, has acquired 6,630 shares of CORPAY, INC. (CPAY) common stock through vesting of performance-based restricted stock.
  • Clarke has also disposed of 9,088 shares to cover tax liabilities related to the vesting, indicating he is maintaining his overall position in the company.
  • The insider transaction suggests confidence in the company's performance and long-term outlook, as the vesting of performance-based shares is typically tied to the achievement of pre-defined goals.
Insider Trading Filed: 2026-02-18

Key Insights

  • Insider Jeffrey Steven Sloan, a director of CORPAY, INC., sold 3,600 shares of common stock at an average price of $343.6154 per share.
  • The sale represents a small portion (approximately 22%) of Sloan's total beneficial ownership in the company, which remains at 12,474 shares.
  • Insider selling can sometimes signal a lack of confidence in the company's future performance, but the relatively small size of this transaction suggests it may not be a major concern.
Insider Trading Filed: 2026-02-18

Key Insights

  • The reporting person, Hala G. Moddelmog, is a director of CORPAY, INC. and has disposed of 216 shares of the company's common stock.
  • The disposal of shares is likely related to the payment of tax liability incident to the vesting of a security issued in accordance with Rule 16b-3.
  • The transaction appears to be a routine stock disposition by an insider, with no significant change in the reporting person's overall beneficial ownership position.
Insider Trading Filed: 2026-02-18

Key Insights

  • Archie L. Jones Jr., a director of CORPAY, INC. (CPAY), disposed of 216 shares of common stock on 02/14/2026 by payment of tax liability through share withholding.
  • The transaction was related to the vesting of a security issued in accordance with Rule 16b-3, indicating an incentive-based equity award.
  • Following the transaction, Jones now holds 3,944 shares of CORPAY, Inc. common stock directly.
Insider Trading Filed: 2026-02-18

Key Insights

  • The reporting person, Rahul Gupta, is a director of CORPAY, INC. and is filing this Form 4 to report a non-derivative securities transaction.
  • Gupta disposed of 256 shares of CORPAY, INC. common stock on February 14, 2026, likely to cover tax liability associated with the vesting of a security issued under Rule 16b-3.
  • Following the reported transaction, Gupta still beneficially owns 2,713 shares of CORPAY, INC. common stock, indicating he continues to have a significant ownership stake in the company.
Insider Trading Filed: 2026-02-18

Key Insights

  • Annabelle G. Bexiga, a director of CORPAY, INC., disposed of 175 shares of common stock on February 14, 2026 at a price of $337.12 per share.
  • This transaction was to pay for tax liability associated with the vesting of securities, which is a routine practice for insider transactions.
  • The reporting person still holds 3,440 shares of CORPAY, INC. common stock directly following this transaction.
Insider Trading Filed: 2026-02-18

Key Insights

  • Insider Gerald C. Throop made a minor sale of 436 shares of CORPAY, INC. stock, likely for tax purposes related to the vesting of securities.
  • The sale represents a small portion of Throop's overall ownership, as he still holds 1,549 shares directly.
  • The transaction appears routine and does not suggest any significant change in Throop's outlook on the company.
Insider Trading Filed: 2026-02-12

Key Insights

  • Insider Alissa B. Vickery, Chief Accounting Officer, acquired 4,424 common stock shares through option exercise and sold 4,173 shares, suggesting a partial sell-off of her holdings.
  • The sale transactions were executed at an average price of $358.61 per share, indicating the insider may have captured significant gains on their stock holdings.
  • The net change in Vickery's beneficial ownership is a decrease of 1,249 shares, reducing her direct ownership to 2,905 shares.
Current Report Filed: 2026-02-04

Key Insights

  • Corpay, Inc. announced the sale of its mobile parking payments business, PayByPhone, to Lightyear Capital, a strategic move that could allow the company to focus on its core financial technology offerings.
  • The company reported its financial results for the fourth quarter and full year 2025, which investors will likely scrutinize to understand Corpay's overall performance and future prospects.
  • Corpay provided supplemental earnings information on its website, which could offer additional insights into the company's financial and operational details for the quarter and year.
Insider Trading Filed: 2026-01-27

Key Insights

  • The reporting person, Armando Lins Netto, is a Group President at CORPAY, INC. and has disposed of 1,350 shares of common stock through a tax withholding transaction.
  • The reporting person continues to beneficially own 32,019 shares of common stock in the company following the reported transaction.
  • This transaction appears to be a routine tax withholding event related to the vesting of equity compensation, which is a common practice for insiders.
Insider Trading Filed: 2026-01-27

Key Insights

  • Alan King, the Group President for International Vehicle Payments at CORPAY, INC. (CPAY), has disposed of 490 shares of common stock in a transaction related to tax liability payments.
  • The reported transaction occurred on January 23, 2026, indicating an ongoing pattern of insider selling at the company.
  • While the amount of shares disposed is relatively small, this transaction could signal potential concerns or reduced confidence in the company's future prospects among its leadership team.
Insider Trading Filed: 2026-01-27

Key Insights

  • The reporting person, Alissa B. Vickery, is the Chief Accounting Officer of CORPAY, INC. (CPAY), indicating an important executive-level transaction.
  • Vickery disposed of 69 shares of CPAY common stock through a 'F' transaction, which indicates a share withholding for tax purposes upon the vesting of a security.
  • The transaction price of $320.52 per share suggests the shares were valued at or near the current market price at the time of the transaction.
Current Report Filed: 2026-01-22

Key Insights

  • Corpay, Inc. has appointed David Bunch, an experienced executive from Shell PLC, to its Board of Directors. This adds valuable industry expertise and international experience to the company's leadership team.
  • The company has entered into an indemnification agreement with the new board member, which is a standard practice to protect directors from liability.
  • Corpay, Inc. is traded on the New York Stock Exchange under the ticker symbol CPAY.

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Important Information

AI-generated analysis is for informational purposes only. Always read original SEC filings and consult with qualified professionals before making investment decisions.