Upstart Holdings, Inc. (UPST)

AI-Powered SEC Filing Analysis

Insider Trading Filed: 2026-01-16

Key Insights

Insider Kerry Whorton Cooper, a director of Upstart Holdings, acquired 1,459 fully vested restricted stock units (RSUs) as part of their director compensation, indicating ongoing commitment to the company.
Whorton Cooper also holds an indirect beneficial ownership of 25,393 Upstart shares through a living trust, demonstrating substantial equity stake in the company.
The filing shows Whorton Cooper disposed of 4,314 RSUs, which could signal some portfolio rebalancing or liquidity needs, but the overall insider ownership remains significant.

Insider Trading Filed: 2026-01-16

Key Insights

Ciaran O'Kelly, a director of Upstart Holdings, acquired 1,168 shares of the company's common stock through the vesting of restricted stock units (RSUs). This indicates ongoing insider ownership and alignment with shareholders.
The RSUs were granted in lieu of cash compensation for O'Kelly's board service, suggesting the director is committed to the company's long-term success.
With this acquisition, O'Kelly now beneficially owns 33,008 shares of Upstart, demonstrating his substantial stake in the company.

Insider Trading Filed: 2026-01-16

Key Insights

Insider Peter Bernard acquired 834 shares of Upstart Holdings, Inc. common stock through vested restricted stock units (RSUs), increasing his direct ownership to 4,916 shares.
The RSUs were granted in lieu of cash compensation for Bernard's board service, suggesting he is bullish on the company's prospects.
Insider ownership and alignment with shareholders is a positive sign for Upstart's governance and long-term strategy.

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Important Information

AI-generated analysis is for informational purposes only. Always read original SEC filings and consult with qualified professionals before making investment decisions.