Axos Financial, Inc. (AX)

Quarterly Report Filed: 2026-04-30

Key Insights

The filing is dated 2026-04-30 for Q3 period ending 2026-03-31, indicating the company is reporting nine months of fiscal year 2026 results with comprehensive balance sheet and equity tracking across multiple segments.
The XBRL structure shows significant activity in subordinated notes with both redemption and repurchase transactions during the period (2025-07-01 to 2026-03-31), suggesting active capital management and potential balance sheet restructuring.
The filing includes detailed breakdowns of fair value measurements (Level 1, 2, and 3 inputs) for securities portfolios including U.S. Treasuries, Agency RMBS, and Non-Agency RMBS, indicating a complex investment portfolio requiring careful valuation monitoring.
Subsequent events dated through April 2026 include transactions with Capital One National Association and SMBC MANUBANK, suggesting ongoing business development and potential lending partnerships or agreements during the reporting period.

Current Report Filed: 2026-04-30

Key Insights

Axos Financial announced Q3 fiscal 2026 results (period ended March 31, 2026) on April 30, 2026, indicating the company is maintaining regular quarterly earnings reporting cadence with timely disclosure.
The filing is a standard earnings announcement 8-K with exhibits providing press release and supplemental earnings data in multiple formats, suggesting routine quarterly financial communication rather than a material event or surprise.
Information is furnished rather than filed under Item 2.02, meaning these exhibits are not subject to Section 18 liability and are not incorporated into future SEC filings, limiting the formal regulatory weight of the disclosure.
No material agreements, leadership changes, or significant corporate events are mentioned in the 8-K, indicating this is a routine quarterly results announcement without extraordinary developments affecting the company's business or financial position.

Insider Trading Filed: 2026-03-24

Key Insights

The reporting person, Thomas M. Constantine, exercised 1,124 restricted stock units (RSUs) on March 20, 2026, converting them to 1,124 shares of Axos Financial, Inc. (AX) common stock.
After the transaction, Constantine directly owns 18,189 shares of AX common stock, down from 18,795 shares previously due to 606 shares being retained for tax withholding.
Constantine continues to hold 13,594 unvested RSUs that will vest in one-third increments on the anniversary dates of the original grant.

Insider Trading Filed: 2026-03-24

Key Insights

Insider Michael Watson, EVP and Head of Axos Securities, exercised 983 restricted stock units (RSUs) and sold 491 shares, indicating ongoing ownership interest in the company.
The RSUs vested over time, with one-third vesting on each anniversary of the grant date, aligning executive compensation with long-term shareholder value creation.
The net-settlement of shares for tax withholding purposes suggests Watson maintains a significant direct ownership stake in Axos Financial, potentially signaling confidence in the company's future performance.

Insider Trading Filed: 2026-03-24

Key Insights

Derrick Walsh, the EVP and Chief Financial Officer of Axos Financial, Inc. (AX), exercised 1,360 restricted stock units (RSUs) on March 20, 2026, acquiring 1,360 shares of the company's common stock.
Walsh retained 733 shares to cover tax withholding, resulting in a net increase of 627 shares in his direct ownership, which now stands at 40,153 shares.
The RSUs granted to Walsh under the company's 2014 Stock Incentive Plan vest over three years, indicating continued executive commitment and alignment with shareholders.

Insider Trading Filed: 2026-03-24

Key Insights

Insider John Tolla, EVP and Chief Risk Officer, exercised RSUs and sold a portion of his Axos Financial (AX) stock on March 20, 2026, indicating ongoing executive equity compensation and liquidation.
Tolla's net holdings decreased from 31,515 shares to 29,294 shares, a reduction of around 7% of his direct beneficial ownership.
The transaction was executed as part of a pre-planned 10b5-1 trading plan, suggesting the sale may have been for diversification or liquidity purposes rather than a bearish signal.

Insider Trading Filed: 2026-03-24

Key Insights

The reporting person, Candace L. Thiele, an EVP and Chief Administrative Officer of Axos Financial, Inc. (AX), acquired 444 shares of the company's common stock through the vesting of restricted stock units (RSUs) on March 20, 2026.
Thiele subsequently disposed of 217 shares to cover tax withholding, resulting in a net acquisition of 227 shares and a total direct ownership of 1,008 shares.
The RSUs were granted under the company's 2014 Stock Incentive Plan, and they vest in one-third increments on each anniversary of the grant date.

Insider Trading Filed: 2026-03-24

Key Insights

The reporting person, Brian D. Swanson, who holds the title of President, Consumer Bank, has engaged in a series of transactions involving the acquisition and disposal of Axos Financial, Inc. (AX) common stock.
Swanson has exercised 2,943 and 1,177 restricted stock units (RSUs), resulting in the acquisition of 4,120 shares of Axos common stock, which he has partially sold, retaining 58,023 shares.
The transactions appear to be routine insider activity, with Swanson maintaining a significant direct ownership stake in the company.

Insider Trading Filed: 2026-03-24

Key Insights

Insider Raymond Matsumoto, EVP and Chief Operating Officer, exercised 1,621 restricted stock units (RSUs) and retained 874 shares for tax purposes, indicating continued alignment of interests with Axos Financial shareholders.
Matsumoto's direct ownership of Axos Financial stock increased to 41,633 shares, demonstrating his long-term commitment to the company.
The exercise of RSUs, which vest over time, suggests Matsumoto's confidence in Axos Financial's future performance and growth potential.

Insider Trading Filed: 2026-03-24

Key Insights

Axos Financial's SVP and Chief Accounting Officer, Ann Gill, acquired 601 shares of common stock through the vesting of restricted stock units (RSUs) on March 20, 2026.
Gill also disposed of 323 shares to cover tax withholding, resulting in a net increase of 278 shares in her direct ownership of Axos Financial stock.
The RSUs were granted under Axos Financial's 2014 Stock Incentive Plan, indicating continued alignment between Gill and the company's long-term performance.

Insider Trading Filed: 2026-03-24

Key Insights

The reporting person, David M. Crow, EVP and Head of Clearing at Axos Financial, Inc. (AX), exercised 583 restricted stock units (RSUs) on March 20, 2026, acquiring common stock.
Crow also disposed of 200 shares of common stock on the same date, likely to cover tax withholding obligations related to the RSU vesting.
Following the transactions, Crow's direct beneficial ownership of Axos Financial common stock decreased from 1,916 shares to 1,716 shares.

Insider Trading Filed: 2026-03-24

Key Insights

Eshel Bar-Adon, the EVP of Strategic Partnerships at Axos Financial, Inc., exercised 1,098 restricted stock units (RSUs) and sold 592 shares to cover tax withholding, indicating an insider transaction.
The reporting person continues to hold a significant number of 129,378 direct shares of Axos Financial, Inc. common stock, suggesting ongoing commitment to the company.
The vesting of RSUs and the net-settlement of shares for tax purposes is a routine insider transaction, providing liquidity while maintaining a substantial equity position.

Current Report Filed: 2026-03-23

Key Insights

Axos Bank, a subsidiary of Axos Financial, Inc., received approval from the Office of the Comptroller of the Currency for a deposit acquisition, which is expected to close in the quarter ending June 30, 2026.
The deposit acquisition represents a strategic move for Axos Financial to expand its deposit base and potentially enhance its financial performance.
Investors should monitor the progress of the deposit acquisition and its impact on Axos Financial's future financial results and growth trajectory.

Insider Trading Filed: 2026-02-13

Key Insights

Insider Nick Mosich has sold 1,000 shares of Axos Financial (AX) stock at $97 per share, reducing his direct holdings to 81,217 shares.
This Form 4 filing indicates a relatively small insider sale, representing a minor reduction in Mosich's direct ownership stake in the company.
Investors should monitor for any larger or more frequent insider sales that could signal a potential change in management's outlook or confidence in the company's prospects.

Current Report Filed: 2026-02-12

Key Insights

Axos Bank is acquiring the US consumer deposits of Jenius Bank, a digital banking business of SMBC, for approximately $2.6 billion. This acquisition will expand Axos' deposit base and grow its customer base.
The deposit acquisition is subject to approval from the Office of the Comptroller of the Currency and is expected to close in late March 2026 or April 2026.
The deposit acquisition agreement provides for Axos Bank to receive cash for the deposit balances acquired, less a negotiated premium. This indicates Axos is acquiring the deposits at a favorable price.

Insider Trading Filed: 2026-02-09

Key Insights

The reporting person, Thomas M. Constantine, an EVP and Chief Credit Officer of Axos Financial, Inc. (AX), sold 3,260 shares of the company's common stock on February 6, 2026.
Following the reported transaction, the reporting person still holds a beneficial ownership of 16,077 direct shares and 2,776 shares indirectly through a 401(k) plan.
Insider selling can be a signal of the reporting person's confidence in the company's future performance, though the significance of a single transaction may be limited.

Insider Trading Filed: 2026-02-06

Key Insights

Derrick Walsh, the EVP and Chief Financial Officer of Axos Financial, Inc. (AX), sold 4,846 shares of common stock on February 6, 2026 at a weighted average price of $101.21 per share.
Following the reported transaction, Walsh still beneficially owns 37,936 shares of Axos Financial common stock directly and 2,737 shares indirectly through his 401(k) plan.
The insider selling activity, while not a major position change, suggests that the CFO may be taking some profits or diversifying his holdings in the company.

Insider Trading Filed: 2026-02-06

Key Insights

James John Court, a director of Axos Financial, Inc. (AX), sold 11,163 shares of the company's common stock on February 6, 2026 at an average price of $101.01 per share.
Court still holds 32,169 shares of Axos Financial directly and an additional 1,200 shares indirectly through his spouse's IRA account.
The sale represents approximately 25% of Court's previously reported beneficial ownership in Axos Financial.

Insider Trading Filed: 2026-02-06

Key Insights

Gregory Garrabrants, the President and CEO of Axos Financial, Inc., sold 43,294 shares of common stock on February 4, 2026 at an average price of $99.099.
Garrabrants also made two charitable donations of 1,513 and 1,009 shares of common stock on February 5, 2026 at a price of $98.97 per share, resulting in a total value of $249,603 for the donations.
Garrabrants still holds a significant amount of Axos Financial stock, with 1,418,751 shares in direct ownership and an additional 170,680 shares held in trust.

Quarterly Report Filed: 2026-01-29

Key Insights

Axos Financial, Inc. (AX) reported its Q2 2026 results, reflecting a loan portfolio that appears to be a key focus area for the company.
The filing mentions a subsidiary, Verdant Commercial Capital LLC, which may play a significant role in the company's commercial real estate lending activities.
The company's fair value measurements across various investment securities and derivatives suggest complex financial instruments are part of its asset portfolio.

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