Latest Quarterly Report
Filed: 2026-05-05
Key Insights
- The filing shows CACC's Q1 2026 10-Q with comprehensive loan portfolio data tracking both dealer loans and purchased loans, indicating active portfolio management across multiple program segments throughout 2024-2026.
- The company maintains detailed segmentation by FICO score categories (lower than 650 or no FICO score) suggesting focus on subprime auto lending market with corresponding credit risk management disclosures.
- Balance sheet includes restricted cash and cash equivalents tracking along with asset-backed securities holdings, indicating securitization activities typical for finance companies managing liquidity and funding sources.
- Multiple sequential quarter comparisons (Q1 2025, Q2-Q4 2025, Q1 2026) show consistent reporting of allowance for credit losses by loan type, reflecting ongoing portfolio performance monitoring and reserve adequacy assessments.